Wednesday, January 24, 2007

One Down - Almost!

Today was my big day to get the "new"-to-me vehicle all purchased, transferred over and all that happy poppycock.

And we did that all - well, almost.

Because the guy selling the minivan to me is a friend of my son-in-law, he didn't want a check - "cash only." Ok, fine. I had deposited the check from the insurance claim to my account last Friday so all I had to do was go to the bank today and make a withdrawal from my account for the amount of cash the guy wanted.

Time constraints - always time constraints, don't 'cha just know it. The question this morning became did I have to personally go to the bank, make the withdrawal etc., or could my daughter, Mandy, do this since her name is on my account? To find out, she called the bank and asked about this. They told her all I had to do was write out a check to my daughter, she could bring it up to the bank and they would cash it. The lady at the bank even checked my account while Mandy was on the phone to make sure the money was there - which it was - so, no problem. Right?

Wrong!

Mandy went to the bank, presented the check and was told they couldn't cash it because the bank has a rule that the money must be in their holdings for three working days before withdrawals can be made against it. Lovely! I wish I could count the way the bank does though. They saw three days and the check was deposited last Friday - there's day one, Monday, Tuesday, Wednesday (today) - gee, that looks like four days to me but nope, the bank doesn't count Friday as the first day. Started counting with Monday! Even so, this would still be day three, but nope - come back tomorrow please as it "should" be recorded then. Gee, if it already shows up on my account, then what is the problem here folks!

Luckily, Mandy called the guy who was selling us the car and asked if we could still go to the notary and get the tags and title transferred, etc., and she will bring him the cash tomorrow or Friday if things run that slow in the bank's methodology. And he agreed to do that.

Tomorrow, we're off to look at the computer I think I would like to purchase. Anyone have any input they'd like to convey about Lenovo computers - good, bad, indifferent? Please feel free to slap them on me!

I drove the van home, stopped along the way to put gas in it and filled the tank. Now, it's going to be a bit to get accustomed to having a vehicle with a larger tank. My old car only held about 11 gallons total whereas this one holds about 18 gallons I would guess. It cost me almost $40 to fill the tank today!

Time, I do believe, for me to go rest on my little bed after a big, exciting, tiring day!

2 comments:

Vic Grace said...

Congrats on new vehicle. Banks can be a pain, we have had exactly the same go around with them, but glad all is well.

Hootin' Anni said...

Hi...Just dropped by from Cariboo Ponderer's blog and wanted to meet a new blogger....you.

Read your profile and just hadda say ---my whole bedroom is decorated with Gone with the Wind stuff. So, you and me, we be GWTW fans.

How many times have you read the book? Watched the movie? LOL

Happy Thursday, nice to meet you.